These Terms and Conditions of Use ("Terms")   are a legal contract betweenNCNB ENTERPRISES LLC
              (collectively,   "us" or "we"), and you, the user accessing or using   this web site. 
              PLEASE READ THESE TERMS CAREFULLY BEFORE   USING THIS SITE. THESE TERMS DESCRIBE YOUR RIGHTS AND RESPONSIBILITIES   IN CONJUNCTION WITH YOUR USAGE OF THE SITE. BY ACCESSING ANY PORTIONS   OF THE SITE, YOU AGREE THAT YOU HAVE READ AND UNDERSTOOD THESE TERMS   AND AGREE TO BE BOUND BY THESE TERMS JUST AS IF YOU HAD SIGNED THEM.   YOU ARE ALSO SUBJECT TO ANY ADDITIONAL TERMS IN ANY INFORMATION, MATERIAL   OR SERVICES YOU ACCESS FROM THE SITE. ALL SUCH ADDITIONAL TERMS ARE   INCORPORATED BY REFERENCE INTO THESE TERMS. WE MAY MODIFY THESE TERMS   AT ANY TIME WITHOUT NOTICE TO YOU, AND SUCH MODIFICATIONS WILL BE EFFECTIVE   IMMEDIATELY UPON POSTING OF THE MODIFIED TERMS. PLEASE REVIEW THESE   TERMS EACH TIME YOU USE THE SITE. 
              By using this Site, you agree to be bound   by these Terms, and your continued use of this Site following any modification   to the Terms, means you accept and agree to be bound by such modifications.   If you do not agree to all of these Terms of use, you are not permitted   to use this Site.
              1. USE OF THE SITE AND CONTENT  
              
              The contents of the Site such as text,   graphics, images, audio, videos, Submissions (as defined below), works   of authorship and other material contained on the Site ("Content")   are for informational purposes only. You may view or download a single   copy of the Content on the Site solely for your personal, noncommercial   use if you retain all copyright and proprietary rights notices that   are contained in the Content. Any special rules for the use of certain   software and other Content accessible on the Site may be included elsewhere   within the Site and are incorporated into these Terms by reference.   Hypertext linking to this Site is permitted by you. However, we may   disable any such link at our sole discretion. Framing or any other use   of this Site that serves to affect the identity of this Site or the   source of the Content is prohibited. This first paragraph of Section   1 is collectively "Authorized Use(s)."
              Content and features are subject to change   or termination without notice at our sole discretion. All rights not   expressly specified in the Authorized Uses are reserved to us and our   licensors. If you violate any of these Terms, your permission to use   the Site and to access the Content automatically terminates and you   must immediately destroy any copies you have made of any portion of   the Content. 
              You may not use the Site or Content to:   (i) perform any activity which is or may be, directly or indirectly,   unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory,   vulgar, obscene, libelous, invasive of another's privacy, hateful or   racially, ethnically or otherwise objectionable or interfering with   the performance of the Site; (ii) perform any activity which will or   may breach a third party right; (iii) engage in public or commercial   activities, including but not limited to offering for sale any products   or services, soliciting for advertisers or sponsors or selling, licensing   or granting public access to any information offered on the Site; (iv)   copy, publish, broadcast, modify, distribute or transmit the Content   not otherwise authorized in these Terms; (v) conduct any other act or   omission not expressly authorized or required by these Terms ("Prohibited   Use(s)" ). You shall not use the Site to gain any unauthorized   access to, or conduct any Prohibited Use on, any other software, equipment,   system or network. 
              2. THIRD PARTIES 
              When using the Site, the Content will   be transmitted over a medium that may be beyond the control and jurisdiction   of us and our affiliates. Accordingly, we assume no liability for or   relating to the delay, failure, interruption, or corruption of any Content   transmitted in connection with use of the Site. 
              We may provide links to third-party web   sites ("Third Party Sites") and may from time to time provide   third party material ("Third Party Materials") on the Site.   We also may select certain sites as priority responses to search terms   you enter and we may agree to allow advertisers to respond to certain   search terms with advertisements or sponsored content. These Third Party   Sites and Third Party Materials are only provided as a convenience to   you. The inclusion of any Third Party Materials or links to Third Party   Sites is not and does not imply an affiliation, sponsorship, endorsement,   approval, investigation, verification or monitoring by us of any such   information or site. The terms and conditions of such sites are likely   to be different from these Terms. We do not recommend and do not endorse   the Third Party Sites or Third Party Materials. We are not responsible   for Third Party Sites or Third Party Materials, sites framed within   the Site, third-party sites provided as search results, or third-party   advertisements, and does not make any representations regarding their   content or accuracy. Your use of third-party websites is at your own   risk and subject to the terms and conditions of use for such sites.   We do not endorse any product advertised on the Site. 
              3. ADULT AND TEEN USAGE 
              The Site shall be used only by persons   who are at least 18 years old. If you are younger than 18 years old,   you may not access the Site. If you are a parent or other person charged   with the care of persons younger than 18 years old, you agree to restrict   access to the Site through your computers to persons who are at least   18 years old. If one of your children accesses the Site and provides   us with personally identifiable information, promptly contact us in   writing whereby we will use reasonable efforts to delete all personally   identifiable information regarding such minor from its databases. 
              4. DISCLAIMERS AND WARNINGS 
              4.1 THE SITE MAKES NO GUARANTEE OF VALIDITY 
              Be advised that although the Content   has been written and/or reviewed by healthcare professionals, the Content   may not be completely accurate. Although you may find valuable and accurate   Content on the Site, we do not guarantee the accuracy or validity of   the Content, and the Content is not peer reviewed. If you need specific   medical advice, visit your healthcare professional. 
              Access to or viewing of certain Content   could be in violation of the laws of the country or jurisdiction from   where you are viewing such information. The Site is operated on servers   in the United States of America, and is maintained under the protections   of local, state and federal law. Laws in your country or jurisdiction   may not protect or allow the same kinds of publication, downloading,   speech or distribution. We do not encourage the violation of any laws;   and is not responsible for any violations of such laws arising from   your use of the Site. 
              We make no representation or warranty   as to the satisfaction of any government regulations requiring disclosure   of information on prescription drug products or the approval or compliance   of any software tools with regard to the Content contained on the Site. 
              4.2 THE SITE DOES NOT PROVIDE MEDICAL   ADVICE
              The contents of our Site, such as text,   graphics, images, information obtained from our licensors, and other   material contained on the Site ("Content") are for informational   purposes only. The Content is not intended to be a substitute for professional   medical advice, diagnosis, or treatment. Always seek the advice of your   physician or other qualified health provider with any questions you   may have regarding a medical condition. Never disregard professional   medical advice or delay in seeking it because of something you have   read on our Site!
              If you think you may have a medical emergency,   call your Health Expert or 911 immediately.
              We do not recommend or endorse any specific   tests, physicians, products, procedures, opinions, or other information   that may be mentioned on the Site. Reliance on any information provided   by us, our employees, others appearing on the Site at our invitation,   or other visitors to the Site is solely at your own risk.
              The Site may contain health- or medical-related   materials that are sexually explicit. If you find these materials offensive,   you may not want to use our Site. 
              4.3 USE THE SITE AT YOUR OWN RISK 
              Any reliance or use of the Site or the   Content is solely at your own risk. 
              INFORMATION PROVIDED THROUGH THIS SERVICE MAY NOT BE APPROPRIATE FOR YOU. 
              You should take all steps necessary for   you to ascertain that any Content is correct. Check all references in   each article and double-check all Content with independent sources. 
              The Site is not sufficient to inform   you about adequate safety precautions. 
              4.4 DISCLAIMER OF WARRANTIES 
              The Site and Content are provided on   an "as is" basis. WE, OUR LICENSORS, AND SUPPLIERS, TO THE   FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL REPRESENTATIONS AND WARRANTIES   REGARDING THE SITE AND THE CONTENT, EITHER EXPRESS OR IMPLIED, STATUTORY   OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF   MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS, AND FITNESS   FOR PARTICULAR PURPOSE. YOU ACKNOWLEDGE AND AGREE THAT ANY AND ALL DISCLAIMERS   IN THESE TERMS AND THE PROVISIONS OF THIS SECTION REFLECT A FAIR AND   REASONABLE ALLOCATION OF RISK BETWEEN US AND YOU. 
              Without limiting the foregoing, we, our   licensors, and its suppliers make no representations or warranties about   the following: 
              
                - The accuracy, reliability,     completeness, currentness, or timeliness of the Content or communications     provided on or through the use of the Site. 
 
                - The satisfaction of any government     regulations requiring disclosure of information on prescription drug     products or the approval or compliance of any software tools with regard     to the Content contained on the Site. 
 
              
              
                4.5 TERMS OF SALE
              Membership includes full access to the Site, including information from our Health and Fitness Specialist, personalized health coaching; and self-care information for health conditions from A-Z. Full membership and access to the Site and all Content is available to you as a subscriber for a cost of only $39.95 for the first 15 days, and every 15 days thereafter you will be charged $39.95. You may cancel at any time. The subscription cost of $39.95 will be automatically charged to your credit card every 15 days for your convenience unless you cancel by simply calling toll-free 1-855-619-3100 or emailing us at : support@myhealthandfitnesscoaches.com. Promotional offers may vary. You may not redeem more than one promotional offer. We may, in our sole discretion, amend the monthly subscription fee at any time and such change will be effective immediately; provided, however, that if we increase the monthly subscription fee, all existing subscribers will receive prior electronic notification and will be given the opportunity to electronically accept such newly established subscription amount for continued access to the Site, services and Content. Failure to electronically accept the increased subscription fee may, in our sole discretion, result in the discontinuation of your access to the Site and the Content.
              
             
               
              4.6 REFUND POLICY 
              Upon request, we will refund in full   any purchase made within the previous 90 days. Simply call 1-855-619-3100 between 10:00am – 8:00pm Eastern, Monday through   Friday.
              5. LIMITATION OF LIABILITY
              In no event shall we or our contributors,   administrators, officers, directors, members, managers, agents, employees,   licensors, suppliers or any third parties mentioned on the Site be liable   for any damages (including, without limitation, direct, indirect, special,   punitive, incidental and consequential damages, personal injury/wrongful   death, lost profits, or damages resulting from lost data or business   interruption) arising out of or relating to the Site and Content or   resulting from the use of or inability to use the Site or the Content,   whether based on warranty, contract, tort, strict liability, or any   other legal theory, and whether or not we are advised of the possibility   of such damages. To the extent that the foregoing limitations are found   to be invalid in any way, the maximum aggregate liability to you of   the Parties shall not exceed the fees (if any) paid by you for the particular   Content or portion of the Site that is the subject of the claim. We   are not liable for any personal injury, including death, caused by your   use or misuse of the Site or Content. Any claims arising in connection   with your use of the Site or any Content must be brought within one   (1) year of the date of the event giving rise to such action occurred.   You hereby waive and release us from any and all claims arising in connection   with the Site or the Content that are not brought within such period.   Remedies under these Terms are exclusive and are limited to those expressly   provided for in these Terms. 
              6. INDEMNITY 
              You agree to defend, indemnify, and hold   us harmless from and against any claims, actions or demands, liabilities   and settlements including without limitation, all damages, judgments,   fines, costs, and expenses (including reasonable legal and accounting   fees), resulting from, or alleged to result from, (i) your violation   of these Terms, (ii) your access of the Site, (iii) from your use of   the Content, or (iv) any Submissions or Suggestions (each as defined   below) submitted by you. 
              7. TERMINATION AND REMEDIES 
              If you breach these Terms, your authorization   to use the Site automatically terminates and you must immediately destroy   any copies of Content in your possession. We may seek any available   legal remedy or take any reasonable business steps to prevent the unauthorized   use of, or access to, the Site, and to prevent your access to the Site.   You agree that we would be irreparably harmed if you breach this provision   and that monetary damages would be inadequate to remedy such breach.   Accordingly, you also agree that, in the event of such a breach, we   shall be entitled to seek and obtain specific and injunctive or other   equitable relief as the appropriate remedy for such a breach. Failure   by you to abide by these Terms may result in us referring you to appropriate   law enforcement authorities and/or securities regulators. 
              8. INTELLECTUAL PROPERTY 
              8.1 GENERAL 
              Subject to your compliance with these   Terms, we grant you the limited license to access, view, print a single   paper copy and save a single electronic copy of the Content solely for   your personal, non-commercial use. We may revoke such privilege at any   time with or without notice for any reason or no reason. In the event   you become aware that any other party or entity requires or is interested   in the Content, you shall advise such individuals to contact us in order   to obtain access to such Content. The Content is protected by intellectual   property rights under both United States and foreign laws as further   described below. As between the you and us, ownership of the Content   remains with us or our affiliates or licensors. Any use of the Content   not expressly permitted by these Terms is a breach of these Terms and   may violate intellectual property laws and/or our intellectual property   rights or those of our affiliates or licensors. You may not delete or   change any proprietary, copyright or trademark notices from any Content. 
              8.2 COPYRIGHTS 
              All Content and other works on the Site   and any reproductions of any of the foregoing are the copyrighted works   of us and/or our affiliates or licensors, and are protected under U.S.   and worldwide laws and treaty provisions. Other than the limited grant   of access to, viewing, printing and saving of the Content as set forth   above, we grant you no other privileges or rights in any of the Content.   You acknowledge that any other use of the Site or Content, including   without limitation, framing, reproduction, modification, distribution,   transmission, republication, display or performance, without the prior   written permission of us and/or our affiliates or licensors, is strictly   prohibited. 
              8.3 TRADEMARKS
              All page headers, custom graphics, logos,   button icons and other distinctive words, names, signs, symbols, expressions,   sounds, images, colors, themes and packaging on the Site are the trademarks,   service marks, trade dress, collective marks, design rights, personality   rights or similar rights ("Marks") the property of their respective   owners. Their use does not imply that you may use them for any other   purpose other than for the same or a similar informational use as contemplated   by these Terms. Your use of any such or similar incorporeal property   is at your own risk. 
              You shall not display, use or reproduce   any of the Marks in any manner without prior written consent from us.   Without limiting the generality of the foregoing, we specifically prohibit   the use of any Mark in conjunction with a link to any web site unless   we approve the establishment of such a link in advance in writing. Failure   to obtain such approval shall entitle us to seek an injunction enjoining   such use. 
              9. POLICY
              Any personal information that you submit   to us is governed by our Privacy Policy. To the extent there is an inconsistency   between this Agreement and the Privacy Policy, this Agreement shall   govern. 
              10. ENHANCEMENT SUGGESTIONS
              If you have any suggestions, ideas, concepts,   improvements, or other enhancements with respect to the Site (collectively,   "Suggestions") that you submit via email or otherwise through   the Site, such Suggestions are non-confidential for all purposes and   shall be deemed a grant of permission by you for us to adopt and use   such Suggestions without additional consideration. If you wish to keep   any Suggestions private or proprietary, do not submit them to this Site   via email or otherwise through the Site. To keep any such Suggestions   private or proprietary to you, you must separately contact us, and if   we desire to do so, enter into appropriate written agreements with us   regarding such Suggestions. 
              11. USER SUBMISSIONS
              The Site permits you to submit or upload   text, files, graphics, images, audio, photos, videos, works of authorship,   Suggestions and other content or materials (collectively, Submissions).   If you make any such Submissions, you agree that you will not send or   transmit to us any Submission that infringes or violates any rights   of any party, including, without limitation, any privacy rights, publicity   rights, contract rights, intellectual property rights or other rights   of any third party. 
              With respect to all Submissions you elect   to submit to or post on the Site or otherwise direct to us, you represent   and warrant to us that you own or have obtained all required rights   to such Submissions and hereby grant to us a royalty-free, perpetual,   irrevocable, worldwide, nonexclusive right and license to use, copy,   modify, adapt, publish, translate, create derivative works from, distribute,   perform, sublicense and display such Submissions (in whole or part)   and/or to incorporate such Submissions in other works in any form, media   or technology now known or later developed, and to sublicense such rights   to third parties. In addition to any other restrictions set forth in   these Terms, you are strictly prohibited from submitting to us or the   Site any Submission that: (i) is unlawful, obscene, pornographic, defamatory,   harassing, abusive, slanderous, hateful, or embarrassing to any other   person or entity or otherwise in our reasonable judgment, exposes us   to unreasonable risk of legal liability as determined by us in our sole   discretion; (ii) is intended to abuse or to violate our property rights   of or those of others, including, without limitation, Submissions that   upload or otherwise result in the distribution of viruses, worms, time   bombs, Trojan horses, or other destructive activities; (iii) violates   any law, statute, ordinance, or regulation (including without limitation   the laws and regulations governing criminal activity, export control,   unfair competition, unfair or deceptive trade practices, false advertising,   consumer protection, or obscenity); or (iv) contains personal information   (e.g., name, telephone number, address, social security number, credit   card numbers, etc.) or photos, videos or likenesses of any other person   besides you without the explicit written approval of such person to   submit such materials to us or the Site. 
              12. NOTICE AND TAKEDOWN PROCEDURES 
              If you believe any materials accessible   on or from the Site infringe your copyright, you may request removal   of those materials (or access thereto) from this web site by providing   us with the following information at the address below: 
              Identification of the copyrighted work   that you believe to be infringed. Please describe the work, and where   possible include a copy or the location (e.g., URL) of an authorized   version of the work. 
              Identification of the material that you   believe to be infringing and its location. Please describe the material,   and provide us with its URL or any other pertinent information that   will allow us to locate the material. 
              Your name, address, telephone number   and (if available) e-mail address. 
              A statement that you have a good faith   belief that the complained of use of the materials is not authorized   by the copyright owner, its agent, or the law. 
              A statement that the information that   you have supplied is accurate, and indicating that under penalty of   perjury, you are the copyright owner or are authorized to act on the   copyright owner's behalf. 
              A signature or the electronic equivalent   from the copyright holder or authorized representative. 
              Our agent for copyright issues relating   to this Site is as follows: 
              support@
MyHealthandFitnessCoaches.com
              13. MISCELLANEOUS 
              The following provisions survive the   expiration or termination of this Agreement for any reason whatsoever:   Sections 4 (Disclaimers and Warnings), 5 (Limitation of Liability),   6 (Indemnity), 7 (Termination and Remedies), 8 (Intellectual Property),   10 (Enhancement Suggestions), 11 (User Submissions), and 13 (Miscellaneous).   You expressly agree that exclusive jurisdiction for any dispute with   us, or in any way relating to your use of the Site, resides in the courts   of the State of Texas and you further agree and expressly consent to   the exercise of personal jurisdiction in the courts of the State of   Texas in connection with any such dispute including any claim involving   us or our affiliates, subsidiaries, employees, contractors, officers,   directors, telecommunication providers, and content providers. These   Terms are governed by the internal substantive laws of the State of   New Jersey, without respect to its conflict of laws principles. If any   provision of these Terms is found to be invalid, illegal or otherwise   unenforceable by any court having competent jurisdiction, the invalidity,   illegality or unenforceability of such provision shall not affect the   validity of the remaining provisions of these Terms, which shall remain   in full force and effect, but such invalid, illegal or unenforceable   term shall be ddemed modified to the extent necissary in the court's   opinion to render such term or provision enforceable, and the rights   and obligations of the parties shall be construed and enforced accordingly,   preserving to the fullest permissible extent the original intentions   and agreements of the parties herein set forth. No waiver of any of   these Terms shall be deemed a further or continuing waiver of such term   or condition or any other term or condition. Except as expressly provided   in a particular "legal notice" on the Site, these Terms and   the Privacy Policy constitute the entire agreement between you and us   with respect to the use of the Site and Content and supersede any and   all other agreements, representations and understandings, whether written   or oral. These Terms may not be modified or amended by you without prior   written consent from us. The headings used in these Terms are for convenience   only and such headings are not to be used in determining the meaning   or interpretation of these Terms. If you have any questions about this   Site or these Terms, please contact us at: support@
MyHealthandFitnessCoaches.com.  
              This policy was last updated on May 14,   2014. 
							
We may provide links to third-party web sites ("Third Party Sites") and may from time to time provide third party material ("Third Party Materials") on the Site. We also may select certain sites as priority responses to search terms you enter and we may agree to allow advertisers to respond to certain search terms with advertisements or sponsored content. These Third Party Sites and Third Party Materials are only provided as a convenience to you. The inclusion of any Third Party Materials or links to Third Party Sites is not and does not imply an affiliation, sponsorship, endorsement, approval, investigation, verification or monitoring by us of any such information or site. The terms and conditions of such sites are likely to be different from these Terms. We do not recommend and do not endorse the Third Party Sites or Third Party Materials. We are not responsible for Third Party Sites or Third Party Materials, sites framed within the Site, third-party sites provided as search results, or third-party advertisements, and does not make any representations regarding their content or accuracy. Your use of third-party websites is at your own risk and subject to the terms and conditions of use for such sites. We do not endorse any product advertised on the Site.
3. ADULT AND TEEN USAGE
The Site shall be used only by persons who are at least 18 years old. If you are younger than 18 years old, you may not access the Site. If you are a parent or other person charged with the care of persons younger than 18 years old, you agree to restrict access to the Site through your computers to persons who are at least 18 years old. If one of your children accesses the Site and provides us with personally identifiable information, promptly contact us in writing whereby we will use reasonable efforts to delete all personally identifiable information regarding such minor from its databases.
4. DISCLAIMERS AND WARNINGS
4.1 THE SITE MAKES NO GUARANTEE OF VALIDITY
Be advised that although the Content has been written and/or reviewed by healthcare professionals, the Content may not be completely accurate. Although you may find valuable and accurate Content on the Site, we do not guarantee the accuracy or validity of the Content, and the Content is not peer reviewed. If you need specific medical advice, visit your healthcare professional.
Access to or viewing of certain Content could be in violation of the laws of the country or jurisdiction from where you are viewing such information. The Site is operated on servers in the United States of America, and is maintained under the protections of local, state and federal law. Laws in your country or jurisdiction may not protect or allow the same kinds of publication, downloading, speech or distribution. We do not encourage the violation of any laws; and is not responsible for any violations of such laws arising from your use of the Site.
We make no representation or warranty as to the satisfaction of any government regulations requiring disclosure of information on prescription drug products or the approval or compliance of any software tools with regard to the Content contained on the Site.
4.2 THE SITE DOES NOT PROVIDE MEDICAL ADVICE
The contents of our Site, such as text, graphics, images, information obtained from our licensors, and other material contained on the Site ("Content") are for informational purposes only. The Content is not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition. Never disregard professional medical advice or delay in seeking it because of something you have read on our Site!
If you think you may have a medical emergency, call your Health Expert or 911 immediately.
We do not recommend or endorse any specific tests, physicians, products, procedures, opinions, or other information that may be mentioned on the Site. Reliance on any information provided by us, our employees, others appearing on the Site at our invitation, or other visitors to the Site is solely at your own risk.
The Site may contain health- or medical-related materials that are sexually explicit. If you find these materials offensive, you may not want to use our Site.
4.3 USE THE SITE AT YOUR OWN RISK
Any reliance or use of the Site or the Content is solely at your own risk.
INFORMATION PROVIDED THROUGH THIS SERVICE MAY NOT BE APPROPRIATE FOR YOU.
You should take all steps necessary for you to ascertain that any Content is correct. Check all references in each article and double-check all Content with independent sources.
The Site is not sufficient to inform you about adequate safety precautions.
4.4 DISCLAIMER OF WARRANTIES 
              The Site and Content are provided on   an "as is" basis. WE, OUR LICENSORS, AND SUPPLIERS, TO THE   FULLEST EXTENT PERMITTED BY LAW, DISCLAIM ALL REPRESENTATIONS AND WARRANTIES   REGARDING THE SITE AND THE CONTENT, EITHER EXPRESS OR IMPLIED, STATUTORY   OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF   MERCHANTABILITY, NON-INFRINGEMENT OF THIRD PARTIES' RIGHTS, AND FITNESS   FOR PARTICULAR PURPOSE. YOU ACKNOWLEDGE AND AGREE THAT ANY AND ALL DISCLAIMERS   IN THESE TERMS AND THE PROVISIONS OF THIS SECTION REFLECT A FAIR AND   REASONABLE ALLOCATION OF RISK BETWEEN US AND YOU. 
              Without limiting the foregoing, we, our   licensors, and its suppliers make no representations or warranties about   the following: 
              
                - The accuracy, reliability,     completeness, currentness, or timeliness of the Content or communications     provided on or through the use of the Site. 
 
                - The satisfaction of any government     regulations requiring disclosure of information on prescription drug     products or the approval or compliance of any software tools with regard     to the Content contained on the Site. 
 
              
              
                4.5 TERMS OF SALE
              Membership includes full access to the Site, including information from our Health and Fitness Specialist, personalized health coaching; and self-care information for health conditions from A-Z. Full membership and access to the Site and all Content is available to you as a subscriber for a cost of only $39.95 for the first 15 days, and every 15 days thereafter you will be charged $39.95. You may cancel at any time. The subscription cost of $39.95 will be automatically charged to your credit card every 15 days for your convenience unless you cancel by simply calling toll-free 1-855-619-3100 or emailing us at : support@myhealthandfitnesscoaches.com. Promotional offers may vary. You may not redeem more than one promotional offer. We may, in our sole discretion, amend the monthly subscription fee at any time and such change will be effective immediately; provided, however, that if we increase the monthly subscription fee, all existing subscribers will receive prior electronic notification and will be given the opportunity to electronically accept such newly established subscription amount for continued access to the Site, services and Content. Failure to electronically accept the increased subscription fee may, in our sole discretion, result in the discontinuation of your access to the Site and the Content.
              
             
               
              4.6 REFUND POLICY 
              Upon request, we will refund in full   any purchase made within the previous 90 days. Simply call 1-855-619-3100 between 10:00am – 8:00pm Eastern, Monday through   Friday.
              5. LIMITATION OF LIABILITY
              In no event shall we or our contributors,   administrators, officers, directors, members, managers, agents, employees,   licensors, suppliers or any third parties mentioned on the Site be liable   for any damages (including, without limitation, direct, indirect, special,   punitive, incidental and consequential damages, personal injury/wrongful   death, lost profits, or damages resulting from lost data or business   interruption) arising out of or relating to the Site and Content or   resulting from the use of or inability to use the Site or the Content,   whether based on warranty, contract, tort, strict liability, or any   other legal theory, and whether or not we are advised of the possibility   of such damages. To the extent that the foregoing limitations are found   to be invalid in any way, the maximum aggregate liability to you of   the Parties shall not exceed the fees (if any) paid by you for the particular   Content or portion of the Site that is the subject of the claim. We   are not liable for any personal injury, including death, caused by your   use or misuse of the Site or Content. Any claims arising in connection   with your use of the Site or any Content must be brought within one   (1) year of the date of the event giving rise to such action occurred.   You hereby waive and release us from any and all claims arising in connection   with the Site or the Content that are not brought within such period.   Remedies under these Terms are exclusive and are limited to those expressly   provided for in these Terms. 
              6. INDEMNITY 
              You agree to defend, indemnify, and hold   us harmless from and against any claims, actions or demands, liabilities   and settlements including without limitation, all damages, judgments,   fines, costs, and expenses (including reasonable legal and accounting   fees), resulting from, or alleged to result from, (i) your violation   of these Terms, (ii) your access of the Site, (iii) from your use of   the Content, or (iv) any Submissions or Suggestions (each as defined   below) submitted by you. 
              7. TERMINATION AND REMEDIES 
              If you breach these Terms, your authorization   to use the Site automatically terminates and you must immediately destroy   any copies of Content in your possession. We may seek any available   legal remedy or take any reasonable business steps to prevent the unauthorized   use of, or access to, the Site, and to prevent your access to the Site.   You agree that we would be irreparably harmed if you breach this provision   and that monetary damages would be inadequate to remedy such breach.   Accordingly, you also agree that, in the event of such a breach, we   shall be entitled to seek and obtain specific and injunctive or other   equitable relief as the appropriate remedy for such a breach. Failure   by you to abide by these Terms may result in us referring you to appropriate   law enforcement authorities and/or securities regulators. 
              8. INTELLECTUAL PROPERTY 
              8.1 GENERAL 
              Subject to your compliance with these   Terms, we grant you the limited license to access, view, print a single   paper copy and save a single electronic copy of the Content solely for   your personal, non-commercial use. We may revoke such privilege at any   time with or without notice for any reason or no reason. In the event   you become aware that any other party or entity requires or is interested   in the Content, you shall advise such individuals to contact us in order   to obtain access to such Content. The Content is protected by intellectual   property rights under both United States and foreign laws as further   described below. As between the you and us, ownership of the Content   remains with us or our affiliates or licensors. Any use of the Content   not expressly permitted by these Terms is a breach of these Terms and   may violate intellectual property laws and/or our intellectual property   rights or those of our affiliates or licensors. You may not delete or   change any proprietary, copyright or trademark notices from any Content. 
              8.2 COPYRIGHTS 
              All Content and other works on the Site   and any reproductions of any of the foregoing are the copyrighted works   of us and/or our affiliates or licensors, and are protected under U.S.   and worldwide laws and treaty provisions. Other than the limited grant   of access to, viewing, printing and saving of the Content as set forth   above, we grant you no other privileges or rights in any of the Content.   You acknowledge that any other use of the Site or Content, including   without limitation, framing, reproduction, modification, distribution,   transmission, republication, display or performance, without the prior   written permission of us and/or our affiliates or licensors, is strictly   prohibited. 
              8.3 TRADEMARKS
              All page headers, custom graphics, logos,   button icons and other distinctive words, names, signs, symbols, expressions,   sounds, images, colors, themes and packaging on the Site are the trademarks,   service marks, trade dress, collective marks, design rights, personality   rights or similar rights ("Marks") the property of their respective   owners. Their use does not imply that you may use them for any other   purpose other than for the same or a similar informational use as contemplated   by these Terms. Your use of any such or similar incorporeal property   is at your own risk. 
              You shall not display, use or reproduce   any of the Marks in any manner without prior written consent from us.   Without limiting the generality of the foregoing, we specifically prohibit   the use of any Mark in conjunction with a link to any web site unless   we approve the establishment of such a link in advance in writing. Failure   to obtain such approval shall entitle us to seek an injunction enjoining   such use. 
              9. POLICY
              Any personal information that you submit   to us is governed by our Privacy Policy. To the extent there is an inconsistency   between this Agreement and the Privacy Policy, this Agreement shall   govern. 
              10. ENHANCEMENT SUGGESTIONS
              If you have any suggestions, ideas, concepts,   improvements, or other enhancements with respect to the Site (collectively,   "Suggestions") that you submit via email or otherwise through   the Site, such Suggestions are non-confidential for all purposes and   shall be deemed a grant of permission by you for us to adopt and use   such Suggestions without additional consideration. If you wish to keep   any Suggestions private or proprietary, do not submit them to this Site   via email or otherwise through the Site. To keep any such Suggestions   private or proprietary to you, you must separately contact us, and if   we desire to do so, enter into appropriate written agreements with us   regarding such Suggestions. 
              11. USER SUBMISSIONS
              The Site permits you to submit or upload   text, files, graphics, images, audio, photos, videos, works of authorship,   Suggestions and other content or materials (collectively, Submissions).   If you make any such Submissions, you agree that you will not send or   transmit to us any Submission that infringes or violates any rights   of any party, including, without limitation, any privacy rights, publicity   rights, contract rights, intellectual property rights or other rights   of any third party. 
              With respect to all Submissions you elect   to submit to or post on the Site or otherwise direct to us, you represent   and warrant to us that you own or have obtained all required rights   to such Submissions and hereby grant to us a royalty-free, perpetual,   irrevocable, worldwide, nonexclusive right and license to use, copy,   modify, adapt, publish, translate, create derivative works from, distribute,   perform, sublicense and display such Submissions (in whole or part)   and/or to incorporate such Submissions in other works in any form, media   or technology now known or later developed, and to sublicense such rights   to third parties. In addition to any other restrictions set forth in   these Terms, you are strictly prohibited from submitting to us or the   Site any Submission that: (i) is unlawful, obscene, pornographic, defamatory,   harassing, abusive, slanderous, hateful, or embarrassing to any other   person or entity or otherwise in our reasonable judgment, exposes us   to unreasonable risk of legal liability as determined by us in our sole   discretion; (ii) is intended to abuse or to violate our property rights   of or those of others, including, without limitation, Submissions that   upload or otherwise result in the distribution of viruses, worms, time   bombs, Trojan horses, or other destructive activities; (iii) violates   any law, statute, ordinance, or regulation (including without limitation   the laws and regulations governing criminal activity, export control,   unfair competition, unfair or deceptive trade practices, false advertising,   consumer protection, or obscenity); or (iv) contains personal information   (e.g., name, telephone number, address, social security number, credit   card numbers, etc.) or photos, videos or likenesses of any other person   besides you without the explicit written approval of such person to   submit such materials to us or the Site. 
              12. NOTICE AND TAKEDOWN PROCEDURES 
              If you believe any materials accessible   on or from the Site infringe your copyright, you may request removal   of those materials (or access thereto) from this web site by providing   us with the following information at the address below: 
              Identification of the copyrighted work   that you believe to be infringed. Please describe the work, and where   possible include a copy or the location (e.g., URL) of an authorized   version of the work. 
              Identification of the material that you   believe to be infringing and its location. Please describe the material,   and provide us with its URL or any other pertinent information that   will allow us to locate the material. 
              Your name, address, telephone number   and (if available) e-mail address. 
              A statement that you have a good faith   belief that the complained of use of the materials is not authorized   by the copyright owner, its agent, or the law. 
              A statement that the information that   you have supplied is accurate, and indicating that under penalty of   perjury, you are the copyright owner or are authorized to act on the   copyright owner's behalf. 
              A signature or the electronic equivalent   from the copyright holder or authorized representative. 
              Our agent for copyright issues relating   to this Site is as follows: 
              support@
MyHealthandFitnessCoaches.com
              13. MISCELLANEOUS 
              The following provisions survive the   expiration or termination of this Agreement for any reason whatsoever:   Sections 4 (Disclaimers and Warnings), 5 (Limitation of Liability),   6 (Indemnity), 7 (Termination and Remedies), 8 (Intellectual Property),   10 (Enhancement Suggestions), 11 (User Submissions), and 13 (Miscellaneous).   You expressly agree that exclusive jurisdiction for any dispute with   us, or in any way relating to your use of the Site, resides in the courts   of the State of Texas and you further agree and expressly consent to   the exercise of personal jurisdiction in the courts of the State of   Texas in connection with any such dispute including any claim involving   us or our affiliates, subsidiaries, employees, contractors, officers,   directors, telecommunication providers, and content providers. These   Terms are governed by the internal substantive laws of the State of   New Jersey, without respect to its conflict of laws principles. If any   provision of these Terms is found to be invalid, illegal or otherwise   unenforceable by any court having competent jurisdiction, the invalidity,   illegality or unenforceability of such provision shall not affect the   validity of the remaining provisions of these Terms, which shall remain   in full force and effect, but such invalid, illegal or unenforceable   term shall be ddemed modified to the extent necissary in the court's   opinion to render such term or provision enforceable, and the rights   and obligations of the parties shall be construed and enforced accordingly,   preserving to the fullest permissible extent the original intentions   and agreements of the parties herein set forth. No waiver of any of   these Terms shall be deemed a further or continuing waiver of such term   or condition or any other term or condition. Except as expressly provided   in a particular "legal notice" on the Site, these Terms and   the Privacy Policy constitute the entire agreement between you and us   with respect to the use of the Site and Content and supersede any and   all other agreements, representations and understandings, whether written   or oral. These Terms may not be modified or amended by you without prior   written consent from us. The headings used in these Terms are for convenience   only and such headings are not to be used in determining the meaning   or interpretation of these Terms. If you have any questions about this   Site or these Terms, please contact us at: support@
MyHealthandFitnessCoaches.com.  
              This policy was last updated on May 14,   2014. 
							
Without limiting the foregoing, we, our licensors, and its suppliers make no representations or warranties about the following:
- The accuracy, reliability, completeness, currentness, or timeliness of the Content or communications provided on or through the use of the Site.
 - The satisfaction of any government regulations requiring disclosure of information on prescription drug products or the approval or compliance of any software tools with regard to the Content contained on the Site.